Insurance for Drug & Alcohol Rehab and Mental Health Therapy in Chattanooga, TN

Verify Your Insurance

Our admissions team verifies your insurance provider on your behalf in order to determine what coverage you may have. We will then call you back to thoroughly go over your benefits.

If you are interested in private pay options, please call our admission line.

Book An Appointment

Phone : 423-564-6114

Email : [email protected]

Location : 901 Mountain Creek Rd, Chattanooga, TN 37405

Open Hours

Mon – Fri : 9 AM to 9 PM

Sat : Closed

Sunday : Closed

Does My Health Insurance Cover Rehab?

At Iris Wellness Group, we understand the financial concerns that come with rehab treatment. Many insurance providers do cover a portion or even the entirety of the treatment costs with us. However, please note that we might have some exceptions, including not accepting Medicare or Medicaid.

Our aim is to make the process smooth for you. When you reach out to us, our Recovery Advocates are ready to:

Confirm if our facility aligns with your insurance plan
Walk you through your benefits in detail
Discuss specific copays, deductibles, and any maximum out-of-pocket expenses
Liaise directly with your insurance provider if needed

We’re here to ensure you step into treatment with clarity and confidence.

Insurance Terms for Addiction Treatment and Mental Health Therapy

Our drug and alcohol rehab and mental health therapy insurance verification tool quickly gives you a snapshot of both in-network and out-of-network coverage. Navigating insurance can be intricate, so to help you grasp it better, here are some key terms to be familiar with:

Deductible

This refers to the initial amount you’re responsible for covering in healthcare expenses within your plan’s year before your insurance starts to chip in. Say you have a deductible of $5,000; this means you handle the first $5,000 of your covered health expenses. After hitting that mark, you’d typically just cover coinsurance or copayment costs, with your insurance handling the bulk.

Copayment

A “copay” is a predetermined fee you pay when you receive certain medical services or pick up a prescription. It’s a fixed sum, and depending on your plan, you might start making copayments before you’ve fully met your deductible. Note: Our insurance verification form might not display this detail.

Coinsurance

Once your deductible is all squared away, coinsurance kicks in. It’s your share of the costs for a covered health service, calculated as a percent. So, if your doctor’s visit has an approved cost of $100 and you have 20% coinsurance, you’d owe $20, with your insurance covering the remaining $80.

Out-of-Pocket Maximum

Simply put, this is your spending cap for a plan year. Once you hit this ceiling (which accounts for deductibles, copayments, and coinsurance), your insurance steps up and covers the entire bill for any additional covered healthcare for the year.

Policy Effective Date

Think of this as your insurance’s “start date.” It’s when your insurer starts sharing in your healthcare costs. To get here, you usually sign up for a plan during an annual open enrollment period or a special 60 to 90-day window triggered by life events like getting married or having a baby. The exact start date might be a few weeks to months post your enrollment date.

901 Mountain Creek Rd

Phone Number